The Patient Protection and Affordable Care Act, commonly known as the Affordable Care Act (ACA), is a law that puts in place comprehensive health insurance reforms that will be implemented in stages over a multi-year period. The purpose of the law is to provide quality, affordable health care for all Americans. It will allow individuals, families, and small businesses to choose insurance coverage in an open, competitive insurance market. The Act also requires insurance companies to provide more coverage, reduce costs, and provide healthcare to those individuals previously disqualified.
September 17, 2009 -Introduced in the House as the "Service Members Home Ownership Tax Act of 2009" (H.R. 3590) by Charles Rangel (D–NY)
October 8, 2009 - Passed in the House
December 24, 2009 -Passed in the Senate as the "Patient Protection and Affordable Care Act" with amendment
March 21, 2010- House agreed to Senate amendment
March 23, 2010 - Signed into law by President Barack Obama
September 23, 2010 -Patient's Bill of Rights goes into effect
January 1, 2011 - People with Medicare receive free key preventive services and 50% discount on brand-name drugs
August 1, 2012 Expanded Access to Preventive Services for Women
October 1, 2012 - Linking Payment to Quality Outcomes, Reducing Paperwork and Administrative Costs
October 1, 2013 - Open enrollment in the Health Insurance Marketplace begins
If the plan covers children, a child can remain on their parent's health insurance until they are 26.
November 1, 2017 - January 31, 2018; coverage begins January 1, 2018
Qualified life changes like marriage, divorce, birth, death, job loss, or loss of COBRA
Open Enrollment will be available every year